FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Put Your Checking Account to Work.
Earn 3.04% APY* on balances up to $14,999.99, for balances $15,000.00 and up earn 0.10% to 3.04% APY* with Reward Me Checking when monthly requirements are met.
The money you keep in checking doesn't have to sit on the sidelines. Reward Me Checking combines the convenience of everyday checking with the opportunity to earn a competitive rate.
Whether you're looking for a better checking account or simply want to make more of the money you already keep in checking, Reward Me gives you another reason to bank with West Bank.
*Annual Percentage Yield (APY) is effective as of 10-01-2026. APY and interest rate are subject to change after account opening. You must have a minimum opening deposit of at least $100.00 to open this account. When Reward Me Checking account requirements are met+, customers earn 3.04% APY on collected balances up to $14,999.99 and 0.10% to 3.04% APY on collected balances of $15,000.00 and above. If requirements are not met, customers earn 0.01% APY on the collected balance, and a $10.00 monthly service charge will be assessed. Fees and service charges may reduce earnings.
+Reward Me Checking account requirements: Use your debit card at least 15 times for point of sale (“POS”) transactions at merchants or service providers, AND have $500.00 or more in total Qualifying Electronic Deposits credited to this account. A Qualifying Electronic Deposit is a deposit of funds and is:
• made through the Automated Clearing House (“ACH”) network,
• an instant payment processed through the RTP® network (real-time payment system), Zelle®, or FedNow Service,
• a mobile deposit through West Bank’s (the “Bank”) online or mobile banking services, OR
• an internal transfer between your accounts at the Bank, initiated through the Bank’s online or mobile banking
services.
Please contact us for Truth in Savings disclosure and complete account details.
Earn More From Everyday Checking.
Earn 3.04% APY* on balances up to $14,999.99, for balances $15,000.00 and up earn 0.10% to 3.04% APY* when you meet two simple monthly requirements:
Complete 15 point-of-sale debit card transactions per statement cycle
Receive $500 or more in total qualifying electronic deposits
Plus, there's no minimum daily balance requirement.
Everyday Banking. More Rewarding.
Competitive APY*
Earn a competitive APY* when monthly requirements are met.
No Minimum Daily Balance
Enjoy greater flexibility with your everyday checking balance.
Digital Convenience
Manage your money wherever life takes you with West Bank's digital banking tools.
Personal Service
Get the technology you expect with the personal service of West Bank.
Ready to Make More of Your Checking?
Discover how Reward Me Checking can make your everyday banking more rewarding.
CONTACT US
P.O. Box 65020
West Des Moines, IA
50265-0020
1-855-464-5407
